accounts: investments


Money Market Account

A Money Market account offers the highest possible yield in an account that permits three withdrawals every month. ClearChoice pays competitive dividend rates tiered based on the total account balance.

  • Open with a minimum balance of only $2,500
  • Minimum withdrawal of $250
  • Dividends calculated on a daily balance & credited monthly
  • Unlimited deposits permitted
  • 3 withdrawals per month
  • Payroll Deduction available

Click here for current dividend rates.

Share Certificates

Share certificates offer a competitive return on funds for set terms. It is an effective way to manage investment funds yet keep them available within a set time period from six months to five years. We offer higher dividend rates on Term Share Certificates, with different fixed rate terms available to suit your needs.

  • Low minimum deposit of $500
  • 6 month, 1 year, 1.5 year, 2 year, and 3 year terms available
  • Dividends can be compounded or transferred to your credit union savings account
  • Federally insured through NCUA, for up to $250,000

Click here for current dividend rates.

Individual Retirement Accounts

Retirement accounts are designed to save money tax free until the funds are withdrawn after retirement or used for education. ClearChoice offers Traditional, Roth, and Coverdell Education IRA plans to fit your specific needs. IRA accounts are federally insured by the NCUA for up to $250,000 per account holder. We help members set up IRA accounts, transfer accounts or roll over savings from another qualified plan. Our member services representatives can work with you to select the ClearChoice IRA for you.

IRA Account

  • Open a Traditional, Roth, and Coverdell Education Account for as low as $25
  • Contributions allowed at any time
  • All IRA share account are accumulative
  • Earn a competitive dividend paid monthly
  • Payroll deductions available

IRA Share Certificates

  • Traditional, Roth, and Coverdell Education Certificates
  • Minimum deposit of $1,000 to purchase a certificate
  • 1 year and, 2.5 year terms available
  • Fixed rate for the term of the certificate

Click here for current dividend and certificate rates.