rates: loan rates


Loan Rates

Loan rates declared by the Board of Directors, effective 4/19/17*
Vehicle Model Years – 2010-2013 – 60 month term maximum

PERSONAL VEHICLE TITLE LOAN RATES
Secured By Title
Model Years 2010-2017
New & Used
APR** as low as
Estimated Monthly
Payment Per $1,000
1 year 1.49% 12 months/$84.07
2 years 1.49% 24 months/$42.35
3 years 1.49% 36 months/$28.44
4 years 1.49% 48 months/$21.49
5 years 1.79% 60 months/$17.45
6 years† 2.29% 72 months/$14.90
†For loan amounts $30,000 or greater
MOTORCYCLE/ATV TITLE LOAN RATES
Secured By Title
Model Years 2010-2017
New & Used
APR** as low as
Estimated Monthly
Payment Per $1,000
1 year 4.79% 12 months/$85.51
2 years 4.79% 24 months/$43.78
3 years 4.79% 36 months/$29.88
4 years 4.79% 48 months/$22.94
5 years 4.79% 60 months/$18.78
RV TITLE LOAN RATES
Secured By Title
Model Years 2010-2017
New & Used
APR** as low as
Estimated Monthly
Payment Per $1,000
1 year 4.49% 12 months/$85.37
2 years 4.49% 24 months/$43.65
3 years 4.49% 36 months/$29.75
4 years 4.49% 48 months/$22.80
5 years 4.79% 60 months/$18.78
6 years 5.29% 72 months/$16.24
7-10 years† 6.79% Contact Credit Union
†For loan amounts $40,000 or greater
Share Secured APR** as low as Estimated Monthly
Payment Per $1,000
1 - 5 years 2.00% 12 months/$84.24
6 - 12 years 3.00% 72 months/$15.20
Home Equity
(Closed End Fixed Rate)
   
  Call for the current rates.  
Personal LoansĀ²
APR** as low as Estimated Monthly
Payment Per $1,000
1 year  9.49% 12 months/$87.67
2 years  9.74% 24 months/$46.04
3 years  9.99% 36 months/$32.28
4 years  10.24% 48 months/$25.49
5 years & over  10.49% 60 months/$21.50
VISA Credit Card
APR** rate for purchases, cash advances, and balance transfers Monthly Payment
  10.90% **** Minimum payment is 2.5% of balance or at least $25 per month

* We are an equal opportunity lender, committed to providing credit for all members at the lowest possible cost. We will carefully evaluate the loan application of each individual and offer the applicant the best rate possible based on their individual credit worthiness.

** Annual Percentage Rate (APR) is accurate as of publication date and is subject to change. APR is based on qualified credit. Some restrictions may apply. Offer can expire any time at the sole discretion of ClearChoice Federal Credit Union.

**** Rate will increase to 18% APR** when account is over 60 days delinquent.